Five arrested for swindling € 200,000 in fraudulent online loans
Valencia, Mar 23 (EFE) .- The National Police has dismantled a criminal group that defrauded more than 200,000 euros by contracting fraudulent loans online, with 228 affected throughout Spain and five detainees in Logroño, Vila-real (Castellón) and Palma de Mallorca.
According to a statement from the National Police, the five arrested for the commission of scams through the mass recruitment of fraudulent online loans, three women and two men, had been operating systematically and regularly for three years.
The Police has carried out two home searches in Logroño, where numerous physical documents and computer media have been directly related to the criminal acts.
The investigations began after the complaints filed in the last quarter of last year by citizens of Zaragoza who claimed that several financial credit institutions that operate over the Internet were demanding the non-payment of small loans illegally contracted months before with their personal data.
The principal investigator, for whom a judge from Zaragoza has decreed his immediate admission to prison, is a 44-year-old man with a degree in Economics and resident in La Rioja, although with close family ties in Zaragoza, and who has a police record. for facts of identical nature.
The ideologist of the group, according to the Police, conceived the plan of systematically contracting and prolonging fraudulent online loans over time using the personal data of third parties without their consent in a score of financial credit institutions.
This detainee obtained the photographs of the DNI of the injured after organizing job interviews for a supposed and never effective post offered in Zaragoza by his company.
The interviewees in search of a job, delivered their personal documentation for this purpose and then took several photographs, “being the reason for the interview really the simple obtaining of this documentation,” according to the statement.
With these photographs, he falsified additional documentation such as payrolls from the Public Administration, bank receipts or utility bills.
This documentation served to “appear as high as possible guarantee, based on the requirements of financial institutions, and requested consumer loans, usually of modest amount, on behalf of these people, supplanting their identity, submitting the necessary documentation and simulating be the legitimate owner of it. “
These requests were made through the Internet, “using the contracting facilities that this means and that the financial entities themselves grant”, according to the Police, and also used computerized masked connections in order to leave no identifying sign.
The majority of the loans contracted were “of modest amount” and normally three or four loans were contracted per affected party.
The affected credit establishments are twenty and the 200,000 euros scammed were credited to bank accounts of various entities open for this purpose.
These accounts were always in the name of the principal investigated or on behalf of persons of his full trust (the other four detainees, including his wife).
The money obtained was quickly arranged, when transferred to other accounts, reimbursed in cash at ATMs or used to recharge prepaid cards with which they made various purchases.
The names of the victims were included as debtors in the different unpaid files in Spain, “a fact that poses enormous difficulties when it comes to accessing any financing,” according to the Police.
Some of those affected were put on trial by the credit financial institutions damaged by these alleged defaults, “with time, money, loss of financial reputation and mental waste that this situation may entail,” the statement added.